175 programs
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175 New York State and New York City programs. Tap one to see who qualifies and how we help.
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Home care & seniors · Top pick CDPAP Consumer Directed Personal Assistance Program Pays a family member to be the home aide. A 4-step process across Medicaid, the state assessor, the health plan and PPL. Families get lost between… Guided · $249 Health care · Top pick Medicaid New York Medicaid (MAGI: adults 19-64, parents, children, pregnant) Work rules start ~2027 and renewals move to every 6 months. Millions of New Yorkers will need help to keep coverage, again and again. Complex · $119 Home care & seniors · Top pick MSP Medicare Savings Program (QMB, SLMB, QI) Pays the Medicare Part B premium (about $200/month) for low-income seniors. No asset test in NY. Many eligible seniors never apply. Standard · $59 Home care & seniors · Top pick Extra Help (LIS) Extra Help / Part D Low-Income Subsidy Cuts drug costs for seniors on Medicare. Short online form. Often paired with the Medicare Savings Program. Standard · $59 Housing & rent · Top pick SCRIE Senior Citizen Rent Increase Exemption (Rent Freeze) Freezes rent for seniors. The income limit is rising from $50k to $75k, so many more tenants will qualify. Paper-heavy with yearly renewal. Complex · $119 Housing & rent · Top pick DRIE Disability Rent Increase Exemption (Rent Freeze) Same rent freeze for tenants with a disability. Same income limit increase. Complex · $119 Property tax & homeowners · Top pick SCHE Senior Citizen Homeowners' Exemption Cuts property tax for low-income senior homeowners. Yearly renewal paperwork. Complex · $119 Cash, taxes & income · Top pick IT-214 Real Property Tax Credit (IT-214) - renters and owners Renters can get up to $75 back by filing a state tax form, even with no income to report. Few people know. Needs tax-preparer registration if you… $49 · Opens January 2027 Cash, taxes & income · Top pick ESCC Empire State Child Credit (expanded) Up to $1,000 per child under 4, with no minimum income. Families who don't file taxes miss it. Needs tax-preparer registration if you charge. $49 · Opens January 2027 Food · Top pick ESAP Elderly Simplified Application Project (ESAP / NYSNAP for seniors) Short SNAP form for seniors with a 3-year certification. Good first service for older clients. Simple · $29 Food · Top pick SNAP Supplemental Nutrition Assistance Program (SNAP / food stamps) Biggest food program. New 2026 work rules and immigrant limits mean many clients need help to apply and to keep benefits. Standard · $59 Utilities & energy · Top pick HEAP Regular Home Energy Assistance Program - Regular Benefit Yearly heating help, opens each November. The same visit can cover HEAP repair, cooling and utility discounts. Standard · $59 Transportation · Top pick Fair Fares Fair Fares NYC Half-price subway and bus. The income limit rose to 200% of the poverty line in 2026, so many new people qualify. Simple · $29 Housing & rent · Top pick Housing Connect NYC Housing Connect Affordable Housing Lotteries Affordable apartment lotteries. Ongoing work: each lottery needs a new entry, and winners need large document packets. Complex · $119 Disability · Top pick MBI-WPD Medicaid Buy-In for Working People with Disabilities Lets people with disabilities work and keep Medicaid. Almost nobody knows it exists. Complex · $119 Utilities & energy ABA NY Affordable Broadband Act low-cost plans ISPs with 20,000+ customers must offer qualifying households a $15/month 25 Mbps plan or $20/month 200 Mbps plan. Simple · $29 Disability ABLE NY ABLE NY (Achieving a Better Life Experience accounts) Tax-advantaged savings account that doesn't count toward SSI/Medicaid asset limits (up to $100k for SSI). Complex · $119 Disability Access to Home Access to Home (home accessibility modifications) & RESTORE Grants for ramps, bathroom mods, stair lifts (Access to Home); emergency home repairs for seniors 60+ (RESTORE). Complex · $119 Cash, taxes & income BABY benefit BABY Benefit (Birth Allowance for Beginning Year) One-time $1,800 per newborn (each twin counts) loaded to EBT; no spending restrictions. Simple · $29 Veterans Blind annuity NYS Blind Veterans Annuity Annual cash annuity (~US$1,700/yr, adjusted annually; 2026 amount unverified) for legally blind wartime veterans and unremarried surviving spouses. Free referral Child care, school & youth Child-only grant Non-Parent Caregiver Child-Only Cash Assistance Monthly cash assistance and Medicaid for a child being raised by a relative/non-parent, counting only the child's income. Complex · $119 Transportation Citi Bike Reduced Fare Citi Bike Reduced Fare Bike Share Discounted annual membership (~$5/mo) for low-income riders. Simple · $29 Health care CSP / MCTP NYS Cancer Services Program & Medicaid Cancer Treatment Program Free breast, cervical, colorectal cancer screening; if diagnosed through CSP, full Medicaid during treatment. Standard · $59 Home care & seniors EISEP Expanded In-Home Services for the Elderly Program Case management, non-medical in-home care (housekeeping, personal care), respite for people not on Medicaid; cost share by income. Standard · $59 Health care FPBP Family Planning Benefit Program Free family planning services: contraception, STI testing, pregnancy tests, related care. Simple · $29 Veterans Gold Star NYS Gold Star benefits (Gold Star Annuity, MERIT Scholarship) Gold Star Parent/Spouse annuity (~US$500/yr, unverified 2026), MERIT scholarship covering SUNY costs for children/spouses of service members killed or… Free referral Housing & rent HCR Rent Connect DHCR Rent Overcharge / Rent History / Reduced Services Complaints Free rent history, overcharge refunds (possibly treble damages), rent reductions for lost services. Free Utilities & energy HEAP HERR / Clean & Tune HEAP Heating Equipment Repair/Replacement and Clean & Tune Free repair/replacement of furnace/boiler (up to several thousand $) and annual cleaning for homeowners. Simple · $29 Utilities & energy HWAP NYC DEP Home Water Assistance Program Annual credit on water bill (up to $196 in FY26; continuing FY27). Simple · $29 Disability MIF NY Medical Indemnity Fund Lifetime payment of medical, home care, equipment, home/vehicle mods for people with birth-related neurological injury. Complex · $119 Cash, taxes & income NCP EIC Noncustodial Parent Earned Income Credit Refundable credit for low-wage noncustodial parents who pay child support: greater of 20% of federal EITC (as if 1 child) or 2.5x the no-child EITC. $49 · Opens January 2027 Disability NHTD waiver Nursing Home Transition and Diversion Medicaid Waiver Service coordination, home modifications, assistive tech, community transitional services, peer mentoring, respite — to live at home instead of a… Guided · $249 Property tax & homeowners NYC-208 NYC Enhanced Real Property Tax Credit (NYC-208) - renters and owners Refundable NYC credit up to $500 for renters/owners. $49 · Opens January 2027 Disability Pooled trust Pooled Supplemental Needs Trust (Pooled Income Trust) Disabled Medicaid recipients deposit their 'excess income' monthly into a nonprofit trust that pays their rent/bills, eliminating the Medicaid… Guided · $249 Immigrants & ID Promise NYC Promise NYC (child care for undocumented children) City-funded child care assistance for children who cannot get federal/state subsidies due to immigration status. Complex · $119 Child care, school & youth Reconnect CUNY Reconnect / SUNY Reconnect Adults returning to college: navigators, and (SUNY Reconnect) free community-college tuition, fees and books for high-demand fields. Standard · $59 Food SFMNP Senior Farmers' Market Nutrition Program Booklet of checks (about $25/season, unverified 2026 amount) for fresh produce at farmers' markets. Simple · $29 Jobs & work Shared Work NY Shared Work Program Partial UI benefits when employer reduces hours instead of layoffs. Simple · $29 Disability TBI waiver Traumatic Brain Injury Medicaid Waiver Service coordination, independent living skills training, behavioral programs, home modifications, respite for people with brain injuries. Guided · $249 Disability TEDP / hearing aids NY Telecommunications Equipment Distribution Program & Medicaid… Free specialized phones/devices for deaf, hard of hearing or speech-impaired; Medicaid covers hearing aids and batteries with audiology exam. Simple · $29 Cash, taxes & income Trump Account Trump Accounts ($1,000 federal seed for newborns) One-time $1,000 federal deposit into a child savings/investment account for eligible babies; families can add up to $5,000/yr. Simple · $29 Health care ADAP NYS HIV Uninsured Care Programs (ADAP / ADAP Plus / APIC) Free HIV meds, primary care, home care and insurance premium payments (APIC). Standard · $59 Home care & seniors ALP Medicaid Assisted Living Program Medicaid pays personal care/services in an adult home/enriched housing; resident pays room/board from SSI. Guided · $249 Housing & rent Basement Legalization Basement and Cellar Apartment Legalization Program Pathway (10-year amnesty window) for owners of 1-2 family homes in eligible districts to legalize basement/cellar units; tenants may stay/return; HPD… Complex · $119 Immigrants & ID Birth cert fee waiver Birth certificate fee waivers (NYC/NYS) Free certified birth certificate for certain groups (people experiencing homelessness; veterans' benefit purposes). Simple · $29 Cash, taxes & income Burial Assistance HRA Burial Assistance Up to $1,700 toward funeral/burial/cremation costs. Standard · $59 Home care & seniors Caregiver respite Caregiver Support & Respite (NY Family Caregiver Support Program; NYC… Respite (in-home or adult day), counseling, training, support groups, sometimes supplies for unpaid caregivers of people 60+ or grandparents raising… Standard · $59 Health care CHA / MRC Community Health Advocates (CHA) & Medicare Rights Center helpline Free help with insurance denials, medical bills, Medicaid/Medicare problems. Free Legal help & records CPLR 1101 fee waiver Poor Person's Relief / Court Fee Waiver (incl. name change) Waives court filing fees (e.g., US$65 name-change index fee) for those who can't afford them. Simple · $29 Child care, school & youth Culture Pass Culture Pass (free museum passes) Free admission passes to 60+ NYC museums and cultural institutions. Simple · $29 Property tax & homeowners DHE Disabled Homeowners' Exemption Reduces assessed value 5%-50% depending on income. Complex · $119 Immigrants & ID Emergency Medicaid Emergency Medicaid (Medicaid for treatment of emergency medical… Covers emergency care, labor/delivery; NY also covers dialysis, chemotherapy and some ongoing care as emergency; undocumented pregnant people get full… Complex · $119 Utilities & energy EmPower+ EmPower+ (NYSERDA) Free energy upgrades (insulation, appliances, heat pumps) for low-income; discounted for moderate income. Standard · $59 Home care & seniors EPIC Elderly Pharmaceutical Insurance Coverage Secondary coverage to Medicare Part D: lowers drug copays ($3-$20), can pay Part D premiums for lower-income members. Standard · $59 Child care, school & youth Fair Futures Fair Futures (foster youth coaching) Long-term coaching, tutoring, college/career and housing help. Standard · $59 Cash, taxes & income FEC NYC Financial Empowerment Centers Free one-on-one professional financial counseling: debt, credit, banking, budgeting, benefits-cliff questions. Free Food Health Bucks Health Bucks (SNAP incentive at farmers' markets) For every $2 of SNAP spent at NYC farmers' markets, get a $2 Health Bucks coupon (up to $10/day) for fruits and vegetables. Simple · $29 Health care Health Homes Medicaid Health Homes (care management) Free care manager who coordinates doctors, housing, benefits for people with chronic or serious mental illness. Complex · $119 Utilities & energy HEAP cooling HEAP Cooling Assistance (free air conditioner) Free AC unit or fan installed (up to US$800/US$1,000 value). Simple · $29 Housing & rent HomeFix HPD HomeFix Home Repair Loans Low/zero-interest or forgivable loans for repairs (roof, boiler, windows, accessibility) to 1-4 family homes. Complex · $119 Property tax & homeowners Homeowner Help Desk NYC Homeowner Help Desk / Center for NYC Neighborhoods services Free legal and housing counseling, deed-theft prevention, estate planning, tax/water lien help. Free Health care Hospital financial aid Hospital Financial Assistance / Charity Care (NY Public Health Law… Free or discounted hospital bills; caps on charges; protection from liens/lawsuits; uniform statewide application. Standard · $59 Cash, taxes & income IT-216 / NYC CDCC NYS Child and Dependent Care Credit (and NYC Child Care Credit) Refundable NYS credit up to 110% of federal credit for lowest incomes; NYC adds a refundable credit up to 75% of the state credit for children under 4… $49 · Opens January 2027 Jobs & work Jobs-Plus Jobs-Plus (NYCHA residents) On-site employment services plus rent-increase disregard (earned income disregard) for NYCHA residents. Standard · $59 Child care, school & youth KinGAP / Kinship Navigator Kinship Guardianship Assistance (KinGAP) & NYS Kinship Navigator KinGAP: monthly payments + Medicaid for relatives who become legal guardians of foster children. Navigator: free information, referrals, legal info… Complex · $119 Legal help & records Language access Language Access Rights (NYC Local Law 30 / NYS Executive Law 202-a) Right to free interpretation and translated vital documents at city and state agencies. Free Transportation Medicaid transportation Medicaid Non-Emergency Medical Transportation Free rides (car, ambulette, taxi, public transit reimbursement) to Medicaid-covered appointments. Simple · $29 Child care, school & youth NFHV New Family Home Visits (NYC) Free nurse/doula home visits and baby supplies for new parents. Standard · $59 Home care & seniors NY Connects NY Connects (No Wrong Door for long-term services) Free options counseling and referral for all long-term services (any age, any payer). Free Cash, taxes & income NY SSP NY State Supplement Program (SSP) for SSI Extra monthly state payment on top of SSI: approx $87 individual living alone, $104 couple living alone, $23 living with others (2026 third-party… Free referral Immigrants & ID NYS DREAM Act NYS DREAM Act (Senator José Peralta) Lets undocumented, DACA, TPS and other students get TAP, Excelsior, and other state aid and NY 529 accounts. Standard · $59 Food NYSCAP NY State Combined Application Project (NYSCAP / SSI-SNAP) Automatic SNAP for single SSI recipients living alone (or buying food separately), with standard amounts, no separate application or interview,… Simple · $29 Disability NYSCB NYS Commission for the Blind Vocational rehab, adaptive tech, orientation & mobility, independent living services for seniors who are blind, children's services. Complex · $119 Cash, taxes & income OVS Compensation Crime Victims Compensation Reimburses crime-related medical/counseling costs, lost wages, funeral (up to ~$6,000, unverified), relocation, stolen essential personal property;… Complex · $119 Home care & seniors PACE Program of All-Inclusive Care for the Elderly All Medicare/Medicaid services including day center, home care, meals, transport from one provider. Guided · $249 Jobs & work Prenatal Leave NYS Paid Prenatal Leave 20 hours/year of separate paid leave for prenatal appointments (also fertility and end-of-pregnancy care). Simple · $29 Property tax & homeowners PTAP / PT AID Property Tax and Interest Deferral (PT AID) and DOF payment plans Payment agreements for overdue property taxes/water charges; PT AID defers or lowers payments based on income (e.g., Extenuating circumstances, Senior… Complex · $119 Home care & seniors SARA Senior Affordable Rental Apartments (SARA) and HUD 202 senior housing Affordable apartments for seniors (62+), with 30% of units often for formerly homeless seniors; rents at ~30% of income in many 202/SARA buildings. Complex · $119 Jobs & work SNAP E&T SNAP Employment & Training (SNAP E&T) Free training, job search, and support payments (transport, child care) for SNAP recipients; counts toward ABAWD 80 hours. Standard · $59 Food SNAP students SNAP for college students Regular SNAP for students who meet a student exemption. Standard · $59 Home care & seniors Spousal budgeting Spousal Impoverishment Protections & Spousal Refusal (Medicaid) When one spouse needs nursing home or MLTC care, the healthy 'community spouse' keeps a protected amount of assets and income. NY also allows 'spousal… Complex · $119 Food SUN Bucks SUN Bucks (Summer EBT) $120 per eligible school-age child per summer on an EBT card for groceries. Simple · $29 Housing & rent Supportive Housing Supportive Housing (NYC 15/15, NY/NY III) via HRA 2010e application Permanent housing with on-site services for people with mental illness, substance use, HIV, chronic homelessness, youth aging out of foster care. Guided · $249 Veterans VA Pension / A&A VA Pension and Aid & Attendance / Housebound Monthly pension for low-income wartime veterans/survivors; extra A&A amount if needing help with daily activities or in nursing home. Free referral Veterans VTA NYS Veterans Tuition Award Tuition award up to SUNY in-state undergraduate tuition (full- or part-time). Free referral Utilities & energy WAP Weatherization Assistance Program Free insulation, air sealing, heating system work for homeowners and renters (with landlord consent). Standard · $59 Disability ACCES-VR Adult Career and Continuing Education Services - Vocational… Job training, college tuition help, assistive tech, job placement, vehicle/home mods for work. Complex · $119 Immigrants & ID ActionNYC ActionNYC (free immigration legal screening) Free, safe immigration legal screening and help from attorneys/DOJ-accredited reps. Free referral Child care, school & youth ASAP/ACE CUNY ASAP / ACE Free MetroCard, textbook assistance, tuition gap waiver, dedicated advisor for full-time associate (ASAP) or bachelor's (ACE) students. Standard · $59 Phone & internet Big Apple Connect Big Apple Connect (free internet + cable for NYCHA) Free high-speed internet and basic cable for NYCHA residents (~$1,700/yr savings). Simple · $29 Legal help & records Clean Slate NYS Clean Slate Act (automatic record sealing) Automatic sealing of eligible convictions: misdemeanors after 3 years, felonies after 8 years from release/sentence. Free Disability CPSE Preschool Special Education (CPSE) Free evaluation and preschool special education services (therapies, SEIT, special class) for ages 3–5. Complex · $119 Jobs & work DBL NYS Disability Benefits (short-term disability, DBL) 50% of average weekly wage up to $170/week for up to 26 weeks for off-the-job illness/injury, including pregnancy/childbirth recovery. Complex · $119 Utilities & energy EAP Utility Energy Affordability Program (Con Edison, National Grid, PSEG… Monthly bill discount (e.g., Con Ed HEAP tier electric ~$27-$33+/mo); community solar credits for EAP customers in disadvantaged tracts. Simple · $29 Disability EI Early Intervention Program (ages 0–3) Free evaluation and services (speech, physical/occupational therapy, special instruction) at home or daycare for infants/toddlers with delays. Complex · $119 Utilities & energy Emergency HEAP HEAP Emergency Benefit Emergency payment when heat is shut off, scheduled for shut-off, or fuel is out. Simple · $29 Property tax & homeowners Enhanced STAR Larger school-tax credit/exemption for seniors. Complex · $119 Child care, school & youth EOP/SEEK SUNY EOP / CUNY SEEK & College Discovery Admission support, tutoring, counseling, and extra financial aid for academically and economically disadvantaged students. Standard · $59 Housing & rent FHEPS Family Homelessness & Eviction Prevention Supplement Rent supplement for families with children receiving Cash Assistance facing eviction or in shelter. Complex · $119 Health care GetCoveredNYC GetCoveredNYC (free health insurance enrollment) Free in-person/phone help enrolling in Medicaid, Essential Plan, QHPs, NYC Care. Free Home care & seniors HIICAP Health Insurance Information, Counseling and Assistance Program Free unbiased Medicare counseling, plan comparison, MSP/Extra Help/EPIC help. Free Home care & seniors Home-delivered meals NYC Aging Home-Delivered Meals (and county OFA meals) Daily hot or frozen meals delivered at home; kosher/halal/Asian/Latino options in many areas. Simple · $29 Housing & rent Homebase Homebase Homelessness Prevention Case management, help with arrears/One-Shot, landlord mediation, CityFHEPS/FHEPS links, job help. Free Housing & rent HomeFirst HomeFirst Down Payment Assistance Forgivable loan up to $100,000 toward down payment/closing costs for first-time buyers. Complex · $119 Phone & internet ISP low-income plans ISP low-income plans (Spectrum Internet Assist, Optimum Advantage,… Discounted internet (~$15-$30/mo); stacks with Lifeline in some cases. Simple · $29 Disability Medicaid ABD / Spenddown Medicaid for people 65+, blind or disabled (non-MAGI), incl. Excess… Full Medicaid, including long-term care; people over the limit can 'spend down' excess income on medical bills or pay it monthly ('pay-in program'). Complex · $119 Housing & rent Mitchell-Lama Mitchell-Lama Housing Below-market rentals and limited-equity co-ops in ~100+ developments. Complex · $119 Legal help & records MRTA expungement Marijuana record expungement (MRTA) Automatic expungement of past low-level marijuana convictions; motions for others. Free Immigrants & ID Non-driver ID NYS Non-Driver ID State photo ID (REAL ID or standard). Simple · $29 Health care NYC Care Primary care doctor, low-cost sliding-scale visits, prescriptions, member card at H+H facilities. Standard · $59 Veterans NYC DVS NYC Department of Veterans' Services (VetConnectNYC) Free navigation to housing, benefits claims (via accredited counselors), jobs, legal help for veterans and families. Free referral Cash, taxes & income NYC EIC NYC Earned Income Credit Refundable city credit of 10%-30% of federal EITC (higher % for lowest incomes, expanded TY2023+). $49 · Opens January 2027 Cash, taxes & income NYC Free Tax Prep NYC Free Tax Prep (VITA/TCE and assisted self-prep) Free filing by IRS-certified volunteers (in person, drop-off, virtual) or assisted self-prep; year-round help for back years. Free Immigrants & ID ONA NYS Office for New Americans Hotline & Opportunity Centers Free hotline for immigration questions, legal referrals, fraud reporting; ONA community centers and Liberty Defense Project legal help. Free Disability OPWDD OPWDD Services (developmental disabilities) Care coordination (CCO), residential, day programs, respite, self-direction budgets, family supports, employment supports (via HCBS waiver). Guided · $249 Transportation NYC Accessible Parking Permit (PPPD) Permit to park in many no-parking zones in NYC. Standard · $59 Food Senior Meals Older adult meals: congregate meals at Older Adult Centers and… Free (voluntary contribution) hot meals at 300+ older adult centers; home-delivered meals for homebound seniors. Simple · $29 Cash, taxes & income SNA Cash Assistance - Safety Net Assistance State/local-funded monthly cash and shelter allowance for people not eligible for FA. Complex · $119 Food SNAP ABAWD rules SNAP ABAWD work requirements and time limit (H.R.1 expansion) Not a benefit: rule that limits SNAP to 3 months in 36 unless the person works/volunteers/trains 80 hrs/month or is exempt. Helpers can protect… Free Property tax & homeowners STAR / Basic STAR School Tax Relief (STAR) Credit and Exemption STAR credit check (or legacy exemption) reducing school property taxes; in NYC ~ several hundred dollars/yr. Simple · $29 Food Summer Meals Free Summer Meals (NYC) Free breakfast and lunch at schools, parks, pools, libraries in summer. Free Utilities & energy Utility One-Shot HRA Emergency Utility Assistance (Con Ed / National Grid arrears) One-time payment of utility arrears to prevent/restore shutoff. Standard · $59 Property tax & homeowners Veterans Exemption Veterans Property Tax Exemption (Alternative / Eligible Funds / Cold… Reduces assessed value for veterans, spouses, Gold Star parents; extra for combat/disability. Complex · $119 Transportation Access-A-Ride Access-A-Ride Paratransit Shared-ride door-to-door paratransit at subway fare. Complex · $119 Child care, school & youth ACS vouchers NYC ACS Child Care Vouchers Free or low-cost child care voucher usable at licensed centers, family day care, or informal providers. Complex · $119 Child care, school & youth Adult ESL/HSE Free Adult ESL and High School Equivalency (GED) classes Free English classes, literacy, and HSE prep; the NY HSE exam (GED) is free in New York. Free Child care, school & youth CCAP Child Care Assistance Program (NYS subsidy) Subsidy paying most of the cost of licensed/registered or legally-exempt child care; family pays a small sliding-scale copay (1% of income above state… Complex · $119 Cash, taxes & income Child Support Child Support Services Help locating parents, establishing paternity, getting and enforcing orders, collecting payments to a debit card or direct deposit. Standard · $59 Health care CHP Child Health Plus Comprehensive coverage for children under 19; free or low monthly premium by income. Standard · $59 Immigrants & ID Citizenship Now! Free Citizenship Help (CUNY Citizenship Now! / NYC Citizenship) Free naturalization application help, fee-waiver help, and civics prep by attorneys/accredited reps. Free referral Housing & rent CityFHEPS CityFHEPS Rental Assistance Long-term rent supplement (up to ~Section 8 FMR level) for homeless or at-risk households; tenant pays ~30% of income. Complex · $119 Legal help & records Civil legal aid Free Civil Legal Aid (Legal Aid Society, NYLAG, LSNYC) Free lawyers for housing, benefits denials, immigration, family, consumer debt, etc. Free Child care, school & youth COMPASS DYCD COMPASS afterschool / SONYC Free afterschool programs (academic help, arts, sports) for K–12; SONYC for middle school. Simple · $29 Health care EP Essential Plan $0-premium coverage with no deductible, including dental and vision. Standard · $59 Child care, school & youth Excelsior Excelsior Scholarship Covers remaining SUNY/CUNY tuition after TAP/Pell (last-dollar). Complex · $119 Cash, taxes & income FA Cash Assistance - Family Assistance Monthly cash grant plus shelter allowance for families with children (federal TANF funded), with Medicaid/SNAP; employment services. Complex · $119 Child care, school & youth Head Start Head Start / Early Head Start Free early education, meals, health/dental screening, family support for prenatal–5 (Early Head Start 0–3; Head Start 3–5). Standard · $59 Cash, taxes & income Household Credit NYS Household Credit and NYC Household Credit Small nonrefundable credit ($75-$90 single; up to ~$180 families) on NYS tax; separate small NYC household credit. $49 · Opens January 2027 Housing & rent HPD Section 8 Section 8 Housing Choice Voucher (HPD) Same voucher model as NYCHA; HPD administers ~44,000 vouchers, often targeted (homeless referrals, special populations, Emergency Housing Voucher… Complex · $119 Immigrants & ID I-912 / reduced N-400 fee USCIS Fee Waiver (I-912) and Reduced Naturalization Fee Waives filing fee for N-400, I-90, I-765 (some), etc.; N-400 reduced fee (half) option. Free referral Immigrants & ID IDNYC Free government-issued NYC ID card accepted by city agencies, libraries (as library card), banks/credit unions, free museum memberships. Simple · $29 Phone & internet Lifeline Lifeline (phone/internet discount) $9.25/mo off phone/internet ($5.25 voice-only); some carriers offer free phone + data. Simple · $29 Home care & seniors MLTC / PCS Managed Long-Term Care & Personal Care (home attendant) Services Home attendant/home health aide hours, adult day care, PERS, medical supplies, via an MLTC plan (or LDSS for some). Guided · $249 Housing & rent NYCHA Public Housing Apartment in a NYCHA development; rent capped at ~30% of income. Complex · $119 Cash, taxes & income NYS EIC NYS Earned Income Credit Refundable credit equal to 30% of federal EITC (reduced by household credit). $49 · Opens January 2027 Housing & rent One-Shot Deal One-Shot Deal / Emergency Assistance (rent arrears, utility arrears,… One-time payment of rent arrears (paid to landlord), utility shutoff arrears, security deposit, moving/furniture costs; sometimes repayable. Complex · $119 Jobs & work PFL NY Paid Family Leave Up to 12 weeks job-protected paid leave at 67% of average weekly wage; 2026 max $1,228.53/week. For bonding with new child, caring for seriously ill… Complex · $119 Health care Project Hope / 988 NY Project Hope (crisis counseling) & successor 988 Lifeline Free emotional support and referrals; Project Hope COVID counseling ended — 988 call/text now main line. Free Transportation Reduced-Fare MTA Reduced-Fare (OMNY card) Half fare on subway/bus/express bus, discounts on LIRR/Metro-North off-peak. Simple · $29 Housing & rent RGB Rent Freeze 2026 Rent Guidelines Board Rent Freeze (rent-stabilized leases) 0% increase on 1- and 2-year renewal leases for ~1 million rent-stabilized apartments signed Oct 1, 2026 - Sep 30, 2027. Free Legal help & records Right to Counsel Right to Counsel / Universal Access to Legal Services in Housing Court Free lawyer in eviction cases (full representation <=200% FPL; brief advice above), also NYCHA termination hearings. Free Jobs & work Sick Leave / ESTA NYS Paid Sick Leave / NYC Earned Safe and Sick Time Act (note) Up to 40-56 hours paid sick/safe leave per year depending on employer size; NYC ESTA adds enforcement and (reported) extra unpaid hours from 2026. Free Cash, taxes & income SSDI Social Security Disability Insurance Monthly disability benefit based on work history; Medicare after 24 months; benefits for dependents. Free referral Cash, taxes & income SSI Supplemental Security Income Monthly cash for aged/blind/disabled with low income. 2026 federal rate $994 individual / $1,491 couple; automatic Medicaid in NY. Free referral Child care, school & youth Summer Rising NYC Summer Rising Free summer academic + enrichment program (field trips, meals) for K–8 students. Simple · $29 Child care, school & youth SYEP Summer Youth Employment Program Paid 6-week summer jobs and work-readiness training. Simple · $29 Veterans VA health VA Health Care Medical care at VA facilities; free or low copay depending on priority group. Free referral Food WIC Special Supplemental Nutrition Program for Women, Infants and Children Monthly eWIC card for healthy foods (fruit/veg cash value, milk, formula, etc.), breastfeeding support, nutrition counseling, referrals. Simple · $29 Jobs & work Workers' Comp Workers' Compensation Medical care and wage replacement (2/3 of wages up to ~$1,222/week, July 2025-June 2026, unverified) for work injuries/illnesses. Free referral Jobs & work Workforce1 Workforce1 Career Centers Free job matching, résumé help, training funds (Individual Training Grants), industry partnerships. Free Child care, school & youth 3-K/Pre-K 3-K and Pre-K for All (plus new 2-Care seats) Free full-day early childhood education for 3- and 4-year-olds; new free 2-year-old seats (2-Care, ~2,000 seats fall 2026). Simple · $29 Immigrants & ID DACA DACA Renewal Renewed 2-year deferred action and work permit for existing DACA recipients. Free referral Child care, school & youth FAFSA/Pell FAFSA / Federal Pell Grant Pell Grant (up to ~US$7,395/yr) plus federal work-study/loans. Standard · $59 Immigrants & ID Public charge Public Charge rule (2026) – screening note Not a benefit: rule affecting whether benefit use can count against green-card applicants. Free referral Health care QHP subsidies Qualified Health Plans with premium tax credits (NY State of Health… Private plans with federal premium tax credits and cost-sharing reductions. Standard · $59 Food School Meals Universal free school meals (NYC and statewide) Free breakfast and lunch (and after-school snacks/supper in many schools) for every public-school student. Free Child care, school & youth TAP Tuition Assistance Program Grant (not loan) up to ~US$5,665/yr (2026-27; minimum US$1,000) toward tuition at NY colleges. Complex · $119 Immigrants & ID TPS Temporary Protected Status (TPS) re-registration Protection from deportation and work permit for nationals of designated countries. Free referral Jobs & work UI Unemployment Insurance Weekly benefits up to 26 weeks; max $869/week since 10/6/2025 (was $504); min ~$104 (unverified). Complex · $119 Immigrants & ID Voter registration NY Voter Registration Register to vote; 16–17 year olds can pre-register. Free Cash, taxes & income Inflation Refund NYS Inflation Refund Checks (2025) One-time $200 (single/HOH, AGI <= $75k; $150 to $150k) or $400 (joint, <= $150k; $300 to $300k). Closed Housing & rent HCR Section 8 Section 8 Housing Choice Voucher (NYS HCR) State-run vouchers through local administrators across NY State (including some NYC set-asides). Closed Housing & rent NYCHA Section 8 Section 8 Housing Choice Voucher (NYCHA) Voucher pays the difference between ~30% of household income and rent on a private-market apartment. Closed Phone & internet ACP Affordable Connectivity Program Was $30/mo internet discount. Closed Cash, taxes & income EWF Excluded Workers Fund Was one-time up to $15,600 for workers excluded from federal COVID aid. Closed
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