Government benefits are free. You can apply on your own. CARE charges for the help. Learn more

HIICAP

Health Insurance Information, Counseling and Assistance Program

Agency: NYS Office for the Aging; local AAAs

Free

In short

Free unbiased Medicare counseling, plan comparison, MSP/Extra Help/EPIC help. Medicare beneficiaries and caregivers.

What you get
Free unbiased Medicare counseling, plan comparison, MSP/Extra Help/EPIC help.
Who qualifies
Medicare beneficiaries and caregivers.
Income limit (2026)
none
Papers to gather
Medicare card, drug list.
Renewal
n/a

Some details here could not be confirmed yet. We check every rule with the agency before you apply.

Official page: aging.ny.gov