Government benefits are free. You can apply on your own. CARE charges for the help. Learn more

FEC

NYC Financial Empowerment Centers

Agency: NYC DCWP

Free

In short

Free one-on-one professional financial counseling: debt, credit, banking, budgeting, benefits-cliff questions. Anyone living/working in NYC.

What you get
Free one-on-one professional financial counseling: debt, credit, banking, budgeting, benefits-cliff questions.
Who qualifies
Anyone living/working in NYC.
Income limit (2026)
none
Papers to gather
Bills/credit info.
Renewal
n/a

Official page: nyc.gov