MBI-WPD
Medicaid Buy-In for Working People with Disabilities
In short
Full Medicaid for working people with disabilities, with much higher income and resource limits; small premium only at higher incomes (premiums not currently charged per DOH, unverified). Ages 16-64, disabled by SSA standards (or certified by state), with any paid work (no minimum hours).
Why it matters
Lets people with disabilities work and keep Medicaid. Almost nobody knows it exists.
- What you get
- Full Medicaid for working people with disabilities, with much higher income and resource limits; small premium only at higher incomes (premiums not currently charged per DOH, unverified).
- Who qualifies
- Ages 16-64, disabled by SSA standards (or certified by state), with any paid work (no minimum hours).
- Income limit (2026)
- Up to 250% FPL net income historically; NY 2023 budget authorized expansion to up to 2250% FPL and $300,000 resources pending federal approval — current implementation status unverified.
- Papers to gather
- Pay stubs/proof of work, disability determination (SSA letter) or medical records for state disability review, ID, address, resources.
- Renewal
- Annual.
Some details here could not be confirmed yet. We check every rule with the agency before you apply.
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