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Trump Account

Trump Accounts ($1,000 federal seed for newborns)

Agency: IRS / U.S. Treasury

Simple · $29

In short

One-time $1,000 federal deposit into a child savings/investment account for eligible babies; families can add up to $5,000/yr. U.S.-citizen children with SSN born 2025-2028 (pilot); parent elects via Form 4547 or tax return.

What you get
One-time $1,000 federal deposit into a child savings/investment account for eligible babies; families can add up to $5,000/yr.
Who qualifies
U.S.-citizen children with SSN born 2025-2028 (pilot); parent elects via Form 4547 or tax return.
Income limit (2026)
none
Papers to gather
Child's SSN, parent info.
Renewal
One-time seed.

Some details here could not be confirmed yet. We check every rule with the agency before you apply.

Official page: irs.gov