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Extra Help (LIS)

Extra Help / Part D Low-Income Subsidy

Agency: Social Security Administration / CMS

Standard · $59Top pick

In short

Pays most Part D premiums/deductibles; low copays (about $5 generic/$12 brand in 2026, unverified). Medicare beneficiaries with limited income/resources; automatic for Medicaid, MSP, SSI.

Why it matters

Cuts drug costs for seniors on Medicare. Short online form. Often paired with the Medicare Savings Program.

What you get
Pays most Part D premiums/deductibles; low copays (about $5 generic/$12 brand in 2026, unverified).
Who qualifies
Medicare beneficiaries with limited income/resources; automatic for Medicaid, MSP, SSI.
Income limit (2026)
Up to 150% FPL; resource limit ~$18,000 single / ~$36,000 couple (2026 exact figures unverified).
Papers to gather
SSN, income and bank balances (no proof needed upfront).
Renewal
SSA periodic redeterminations.

Some details here could not be confirmed yet. We check every rule with the agency before you apply.

Official page: ssa.gov