ABLE NY
ABLE NY (Achieving a Better Life Experience accounts)
In short
Tax-advantaged savings account that doesn't count toward SSI/Medicaid asset limits (up to $100k for SSI). Disability onset before age 26; from Jan 1, 2026 onset before age 46 (ABLE Age Adjustment Act).
- What you get
- Tax-advantaged savings account that doesn't count toward SSI/Medicaid asset limits (up to $100k for SSI).
- Who qualifies
- Disability onset before age 26; from Jan 1, 2026 onset before age 46 (ABLE Age Adjustment Act).
- Income limit (2026)
- none; annual contribution limit ~$20,000 (2026, unverified)
- Papers to gather
- SSN, disability certification (self-certified), bank info.
- Renewal
- n/a
- 2026 update
- changed: age-of-onset eligibility expanded to 46 starting 2026.
Some details here could not be confirmed yet. We check every rule with the agency before you apply.
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