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PTAP / PT AID

Property Tax and Interest Deferral (PT AID) and DOF payment plans

Agency: NYC Dept. of Finance

Complex · $119

In short

Payment agreements for overdue property taxes/water charges; PT AID defers or lowers payments based on income (e.g., Extenuating circumstances, Senior deferral, Income-percentage plan). NYC 1-3 family owner-occupants in hardship (PT AID); payment plans broadly available.

What you get
Payment agreements for overdue property taxes/water charges; PT AID defers or lowers payments based on income (e.g., Extenuating circumstances, Senior deferral, Income-percentage plan).
Who qualifies
NYC 1-3 family owner-occupants in hardship (PT AID); payment plans broadly available.
Income limit (2026)
PT AID: ~$58,399 for some options (unverified).
Papers to gather
Income docs, deed, hardship docs.
Renewal
Annual recert for PT AID.

Some details here could not be confirmed yet. We check every rule with the agency before you apply.

Official page: nyc.gov