HomeFix
HPD HomeFix Home Repair Loans
In short
Low/zero-interest or forgivable loans for repairs (roof, boiler, windows, accessibility) to 1-4 family homes. Owner-occupants of 1-4 family homes in NYC meeting income limits, current on mortgage/taxes (or on plan).
- What you get
- Low/zero-interest or forgivable loans for repairs (roof, boiler, windows, accessibility) to 1-4 family homes.
- Who qualifies
- Owner-occupants of 1-4 family homes in NYC meeting income limits, current on mortgage/taxes (or on plan).
- Income limit (2026)
- Up to ~120% AMI depending on loan type (unverified 2026).
- Papers to gather
- Deed, mortgage statement, tax returns, ID, homeowners insurance, contractor estimates.
- Renewal
- N/A (loan terms 15-30 yrs).
Some details here could not be confirmed yet. We check every rule with the agency before you apply.
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