MSP
Medicare Savings Program (QMB, SLMB, QI)
In short
Pays the Medicare Part B premium ($202.90/mo in 2026); QMB also pays Medicare deductibles/coinsurance. People with Medicare Part A (or eligible) meeting income test.
Why it matters
Pays the Medicare Part B premium (about $200/month) for low-income seniors. No asset test in NY. Many eligible seniors never apply.
- What you get
- Pays the Medicare Part B premium ($202.90/mo in 2026); QMB also pays Medicare deductibles/coinsurance. Automatically qualifies for Extra Help.
- Who qualifies
- People with Medicare Part A (or eligible) meeting income test.
- Income limit (2026)
- QMB up to 138% FPL (~$1,856/mo single, $2,509 couple); QI up to 186% FPL (~$2,494 single, $3,375 couple) incl. $20 disregard; NO asset test in NY (since 2023). SLMB effectively folded into QMB range.
- Papers to gather
- Medicare card, ID, income proof, address. Simplified form.
- Renewal
- Annual.
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